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making homes afforable program

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Launched in February 2009, Making Home Affordable (MHA) consists of several programs designed to help struggling homeowners prevent avoidable foreclosures. Over 1.8 million families have been helped directly through HAMP.

Making Home Affordable Program On March 4, 2009, details were announced about the Obama Administration’s making home affordable program. Through this program, it is estimated that up to 9 million American families may be eligible to refinance or modify their loans to a payment that is affordable now and into the future.

The "Home Affordable Refinance Program" (HARP) will be available to roughly four to five million homeowners with "solid payment history" on existing Fannie Mae or Freddie Mac loans. However, borrowers must also provide a letter of hardship, explaining that a change in circumstances or a rise in mortgage payments will lead to default.

Making Home Affordable Program (MHA) helps homeowners in avoiding foreclosure, stabilizing the country’s housing market, and improving the nation’s economy. If your expenses have increased due to medical bills or picking up the pieces after a separation or divorce, this program is available.

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