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Find Out if You Qualify for a Mortgage. To see if you’d qualify for a mortgage, you can talk to a local lender, submit an anonymous loan request on Zillow, or use our Affordability Calculator. Find a local lender on Zillow who can help you find out if you’ll qualify for a mortgage.
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Finally, do not apply for new credit in the few months leading up to your mortgage application. Banks get suspicious if it looks like you’re piling on the new credit. My mortgage broker once told me that even getting a credit check for a new cell phone plan could require a letter of explanation to your mortgage lender. 3.
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Calculate how much house you can afford with our home affordability calculator that factors in income, taxes and more to find the best mortgage for your budget and better understand how much house.
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Most new home buyers are caught in a weird spot when they decide to buy a home. They want to know what kind of houses they could buy, but need to know, "How much mortgage can I qualify for.