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Annual Survey Reveals That Consumer Knowledge about Credit Scores Has Steadily Declined over the Past Eight Years – Low scores can especially harm these people by: Denying them access to needed credit. Increasing the costs of consumer and mortgage credit they can obtain. subprime auto loans will likely cost several.
International Finance Discussion Papers (IFDP) – We document empirically a link between UIP deviations and measures of credit market frictions. banks and less prominent.
The surprising ways you can hurt your credit score – A healthy mix of credit cards and auto and student loans can help insulate your credit score from such shifts. keep your credit card balances low, and avoid opening too many new accounts at once.